Tag: Types

Different Types of Power of Attorney

Different Types of Power of Attorney

Although power of attorney is essentially handing control of your affairs over to another person, there are different uses of the position which vary depending on the situation. These largely depend on the reason behind power of attorney being transferred from the ‘principal’, the individual who wishes to relinquish control of their affairs, and the ‘attorney-at-fact’, the person who takes control of the principal’s business and legal dealings.

Non-Durable Power of Attorney

Non-durable power of attorney is used for short-term transactions, which for whatever reason the principal cannot handle themselves. Any such power of attorney that is non-durable has an expiration, primarily when the principal becomes incapacitated for some reason and is no longer able to give permission for the power of attorney to continue, nor can they revoke it. Usually, non durable power of attorney is limited to a specific time frame, in which any particular deal that is needed to be completed is given time to be dealt with. When this particular instance is complete, power returns to the principal.

Non-durable power of attorney is effective immediately.

Durable Power of Attorney

This type of power of attorney is similar to non-durable power of attorney, only it continues in the event that the principal becomes incapacitated or mentally ill. All powers of attorney come to an end when the principal dies, but durable power of attorney continues right up to that point. Power of attorney that is durable is often used in terminally ill cases, where the principal asks their attorney-at-fact to allow any lifesaving equipment to be removed or authorize a Do Not Resuscitate

Durable power of attorney is effective immediately.

Springing Power of Attorney

Springing power of attorney is used in cases where the principal cannot actively give permission, either verbally or in writing, for someone to act as their attorney-at-fact. To obtain springing power of attorney, a doctor must certify that the principal is incapable of thinking for themselves and an attorney-in-fact is required. Springing power of attorney is used predominantly in cases of sudden deterioration of health, such as deterioration of a mental illness or a serious accident.

These are the three main types of power of attorney, governing time and how the power is assigned. However, power of attorney does not have to be granted for all of the principal’s affairs – it can sometimes only apply to one aspect, such as financial. The differences are as follows:

Special or Limited Power of Attorney

Predominantly used with non-durable power of attorney, special or limited power of attorney is used for specific cases. It often just applies to financial dealings or a specific property sale, and though an attorney-in-fact is appointed, they have no control over any aspect of the principal’s life apart from the sector they are charged with.

Any other type of power of attorney is called General Attorney, which applies to all affairs and dealings of the principal.

Health Care Power of Attorney

This is a specific power of attorney that is used for those who are terminally or mentally ill, and gives the attorney-in-fact power over medical decisions but nothing more. It is similar to special attorney, though is specifically used for medicinal purposes.

Disclaimer: This article is for informational and entertainment purposes only, and should not be construed as legal advice on any subject matter.

LegalBuffet.com is a complete online resource that compares the legal services offered by various online companies. Find the best company for your general power of attorney needs at http://legalbuffet.com/power-of-attorney/.

Types of Student Loans

Types of Student Loans

All prospective college students should be in the position to make an educated decision about how to finance their higher education. There are many different kinds of student loans available, and this may make the choice more difficult. But by becoming educated about the differences among the various loans, it will be easier to choose the best loan for you.

Private and Federal Student Loans
The most basic way to categorize student loans is by separating them into federal and private loans. Federal student loans are provided and supported by the federal government. Private banks may fund some federal student loans, but even in these cases the interest rate, fees, and maximum amount are set by the federal government.

Private loans are provided by private lending institutions. Private student loans usually have higher interest rates than federal student loans. Private loans also have a more stringent approval process and usually require a good credit rating and a minimum income level.

Types of Federal Student Loans
Federal loans can be further categorized.

Stafford Loans can be obtained by students to fund their college education and are based on financial need. Stafford loans can be subsidized or unsubsidized.

The government pays the interest accured on subsidized Stafford loans while the student is attending school. Subsidized Stafford loans are based on financial need.

Unsubsidized Stafford loans are not based on financial need. The student is expected to make interest payments while enrolled in college. These interest payments can be deferred, but if they are, the interest can be added back onto the principle of the loan and thereby increase to total amount of the loan.

PLUS Loans
PLUS is an acronym for Parent Loans for Undergraduate Students. These loans are obtained by a student’s parents to pay for the cost of their child’s college education. Because there is a credit underwriting process for PLUS loans, it is possible to be turned down for the loan if the parent does not qualify.

PLUS loans may be obtained by graduate students to pay for their own education.

Perkins Loans
Students in extreme financial need may be given a Perkins loan. There are 1,800 educational institutions participating in the program, and each is alloted a certain amount of money to award. The amount of funds received and the student who will receive the funds is determined by each college’s financial aid department. There is only a limited amount of money available, so Perkins loans are usually low.

Student Loan Applications
To apply for a federal student loan, you must complete a Federal Application for Student Aid. Without this form you will not be able to receive any federal student loans regardless of your financial situation.

To obtain for a private student loan, you must apply directly with the lender you would like to borrow from.

Peter Kenny is a writer for Shop Smart Loans. Please visit us at Cash Back Credit Cards and Credit Card Consolidation Loans
Web hosting services – basic types

Web hosting services – basic types

Web hosting services are very much helpful in making the websites accessible through World Wide Web. Different companies offer these services with the help of internet. So many types of web hosting services are available to the web owners. Some basic types of web hosting services are given below: –
1. Free web hosting: – Various web hosting companies offer this common service. Its features are limited. Different kinds of adverts support these web hosting services.
2. Paid services: – Some web hosting companies provide paid services for which you have to pay monthly or yearly. Most of the paid services are available at affordable prices. It is the benefit of hosted website which enjoys full domain name without any attachment. The site does not allow adverts and other limited features.
3. Shared hosting service: – A common server is shared with thousands of websites through common CPU, RAM and other resources. The sites which are involved in this network, regular updates are given to them. These are almost paid services.
4. Re-seller service: – Re-seller services allow the owner of individual websites to become web hosts of their own. These sites can also have their own individual dedicated servers with different features. Their services can be re-sold to other upcoming sites and these re-seller services can be got by paying amount to the web hosts.
5. VPS: – The word VPS stands for Virtual Private Server which is also known as Virtual Dedicated Server. With the help of this service, you can divide a single server resource into several virtual servers. This service is also paid.
6. Dedicated Hosting: – From this kind of service, you can get the benefit of owning a personal web server. Entire operations of the server are also controlled by that person. This is also a paid service. The owner has to take the responsibility of maintaining as well as securing a server.
7. Managed Hosting: – With the help of managed hosting service, a user can have a unique web server. Although that person doesn’t have control over the server yet the firm offers the service to manage it for the individual.
Except these basic services, some more hosting services are also available such as collocation, cloud, clustered and grid hosting services. For blogs, images and files, some special hosting services are available but for these services, some special approaches and tools are required. You can get these services from a reliable web host firm and these are available at affordable prices through the internet. For this you can take help from the professionals of Blue Hosting. They will guide you at right path.

Blue Hosting is committed to providing the best Web hosting and managed application services. We offer many services for world wide web publishing.
Types of Psychology Degrees

Types of Psychology Degrees

The types of psychology degrees available address a unique characteristic of the entire science, which is its size. Psychology is a huge field that addresses a vast amount of mental health specialties. No range of issues can be appropriately treated with a single approach – not without considering mental health’s many intricacies. For that reason, psychologists focus on one facet of the field, and as students, they earn online degrees in psychology that are specifically tailored toward that facet, whatever it may be. Here, we talk about the types of psychology degrees available at both undergraduate and graduate levels, and what type of work each degree will qualify you for.

The two-year associate degree in psychology, an undergraduate degree, is earned in the shortest amount of time. Available from community colleges, it’s also the least expensive to obtain. But it isn’t very effective on its own. The associate degree is generally a catalyst for more advanced types of psychology degrees, such as the bachelor’s degree, the master’s degree in psychology, the PhD., or the doctor of psychology degree. On its own, the associate degree in psychology will qualify you for a job as a psychiatric technician or a rehabilitation worker at most. This is why many opt for a higher credential.

Unlike with the associate degree in psychology, a bachelor’s degree provides much more lucrative options. Psychologists with a bachelor’s degree, for example, can work not only as case managers or career counselors, but in several other occupations that require knowledge of human behavior, such as marketing or teaching. The bachelor degree does have one thing in common with the associate degree, however. Like the associate degree, it too, is used as a catalyst for higher prestigious certification, whether it’s a Bachelor of Arts (B.A.) or Bachelor of Science (B.S.).

The master’s degree in psychology, a graduate degree, opens up even more opportunities than the lesser types of psychology degrees. It requires five to six years of study, or two to three years of study with an existing bachelor’s degree in psychology. And as you can imagine, a master’s qualifies you for a wider range of exciting jobs. These are, of course, specialist jobs in the social services field, behavioral counseling jobs, substance abuse counseling jobs, and HR jobs. To qualify for research and experimentation jobs, or jobs that allow clinical diagnosis and treatment, you’ll need to work towards getting one of the clinical psychology degrees: a PhD., or doctorate in psychology.

The Ph.D. in Psychology degree is offered to those with an existing master’s degree in psychology after anywhere from five to seven years of graduate study. Because courses available in this branch of study focus on research, employment opportunities center around therapeutic jobs like psychotherapy, clinical psychology, and counseling. Many graduates with a Ph.D. in Psychology start their careers with a private practice, while others teach in a university setting, or work in developmental (research) and experimental fields.

The Psy.D. (Doctor of Psychology) is the most prestigious of all the different types of psychology degrees, and it’s offered to individuals who want to practice professionally. Courses available under both the Ph.D. and Psy.D psychology graduate degrees are rather rigorous, requiring four to seven years of study and training as an internship under a licensed psychologist. However, with the Psy.D, students are prepared to conduct psychological tests and deliver actual psychotherapy sessions after passing required state and national licensing exams. Psychology is a diverse and robust field of study, and when it comes to choosing your filed of expertise from the types of psychology degrees offered, let us know what you think of this articles by commenting below.

The study of psychology is a wonderful career choice. At Psychology Degrees Online, students will find a large listing of accredited psychology degrees online, jobs in psychology, questions and answers about psychology careers. Jeff Morrow and staff are here to help you discover the types of psychology degrees best suited for your career.
Different types of Associate degree online and their benefits

Different types of Associate degree online and their benefits

Associate degree is an undergraduate degree which normally requires 60 hours to complete the program. For most of the people

it usually takes two years of full time to complete the course, it’s like a bachelor’s degree which usually takes eight

semesters to complete.

Benefits of online Associates degree
Saves money and time: As one can earn an associate degree in just two years of time this implies one has to pay less tuition

which will save a lot of money. Online degree also saves time as one doesn’t have to go to school for attending the classes.
Boost the earning capacity: One can earn more with the associate degree; on average the associate degree holders earn nearly

15% more than the high school graduates
Prepare one for technical jobs: Earning associates degrees online can help one to get ready for his technical jobs like

medical assisting, accounting or computer repair.
Flexible than traditional program: This online associate degree program help one to study at his own place, on does not need

to attend classes at any particular time of the day, thus they are flexible than other traditional courses.
Provides school credits: Many associate degree offers credit, if one wants to have college degree later on in a college or

Four type of Associate degree
When a person decides to take college degree program, one need to choose from one of the four different degree types courses:
Associate of Arts (AA): This degree is intended to prepare students for a four year university or a college courses. It

consists of 60 semester college level credits.
Associate of Science: like the AA arts degree, this degree is also meant to prepare students for a four year university or

college program like the bachelors degree program which are heavy in mathematics and science. This course is made up of

nearly 60 semester college level credits.
Associate in Applied Science AAS: This degree is meant for students which do not plan to go back to their school after

graduation. It prepares student for their job advancement of career entry and it also needs about 60 semesters of credits.

Most of the colleges agree to AAS credits on a limited basis.
Associate in Occupational studies: this degree is said to applied college degrees programs. It is a vocational degree similar

to the AAS. This degree is intended to prepare the students to enter the workforce right from the graduation. This degree

usually requires 60 semesters of credits, the greater part of which is concerted in major. AOS degree is usually not likely

to transfer to a bachelor degree program at universities and colleges.

One can opt for any of the above degrees and can study online without any pressure. These courses will surely benefit an


Richard Homes is an online lecturer in associate degree of Science department in Boston. He has taught many students who are now earning more than him. He believes that online college degrees are beneficial and money-earning.
Four Types of Online Dating Sites

Four Types of Online Dating Sites

More and more people are using dating services. Despite the media-advertised perils of meeting people over the internet, it is becoming common practice. Wired magazine recently commented that in twenty years it will seem odd not to prescreen people you want to have a relationship with through an online dating service. Indeed, in 2004, online dating services were the largest segment of paid web content in the US.

There are at least four types of online dating services: general dating sites, compatibility sites, niche sites and networking sites.

General Sites

Most general dating sites are free. You usually post a profile, and you can look at other people’s profiles. Most general dating sites have features that help you connect with people you are interested in. Look for forums, chat rooms, messenger functions and buddy lists.

There are zillions of these sites, so it may be a bit difficult to sort out the ones that you want to participate in. Get recommendations from friends if possible. Find out if your friends have tried some of the sites, and ask what their experiences were like.

Remember that there is no way to know if the information in someone’s profile is true. People do post inaccurate information for a variety of reasons.

Use safe internet practices when posting on dating sites, too. Never give personal information to someone you don’t know, and never post your address or phone number in a public forum. Always meet new people face-to-face in a public, neutral place. Use common sense to protect yourself.

Compatibility Sites

These sites charge for their services because they do more than just provide a meeting place. Compatibility sites usually have you do some kind of personality or compatibility assessment and they try to match you with people who have similar profiles.

Most people subscribe to a compatibility online dating site hoping to find a long-term relationship or marriage. E-Harmony is probably the best known of these sites, and they have been successful in helping many people find life partners.

Niche Sites

A niche online dating site is a good option if you are looking to meet someone with a particular interest or slant on life. You may want to spend time with someone who shares your interest in Motocross, or who raises pigs, or who is a square dancer. There are specialty online dating sites for just about any niche you can think of. Some niche online dating sites are free and some are not.

Another way to use a niche online dating site is to find someone who practices a particular faith. Some people prefer to date within their faith community, and niche online dating sites meet their needs.

Networking Sites

Networking sites, such as MySpace, are not internet dating sites, but they are a great way to meet people. And meeting someone is the first step in deciding if you want to date him or her. People often begin dating relationships through a network site.

It’s important to remember, however, that dating is not the primary purpose of networking sites. Many of the people you meet there are not interested in dating.

Online dating sites are an excellent way to find people you might be interested in. Some sites help you screen potential dates, too, to find those that you are most likely to be compatible with. Your chances of finding someone you enjoy spending time with are probably better with an online dating service than they are with a blind date… or Uncle Joey’s cousin’s sister… or the guy your mom wants to fix you up with…

More Dating Articles

Types of Cases Handled By Criminal Defense Attorney

Types of Cases Handled By Criminal Defense Attorney

Legal matters are best handled by experts. It does not matter how minor or major a legal issue is, it’s always better to hire a lawyer to take care of it. Many people make the mistake of thinking they will be able to handle the situation themselves, but it’s not as easy as it seems to be. If you’ve been charged with a felony, look no further and hire a criminal defense attorney. An expert will be able to handle the case in the most professional manner possible. When you’re ready to hire a criminal defense attorney, get in touch with a reliable law firm. A professional understands the need of every client and offers services accordingly. With years of experience in this field, an expert looks forward to helping you in every way possible.

Criminal defense covers a variety of legal areas. Some of these areas are mentioned below:

Sex Offender – It is extremely important that you seek legal help as soon as possible in sex offender cases. Understanding the nuances of sex offender penal code is quite complex, but your worries are lessened if you work with skilled sex offender attorneys. Hiring an expert will work in your favor by helping you save yourself from the self-incrimination? These attorneys treat every case with care and diligence. Many people accused of sex crimes are being accused for the first time, so they may not realize how important it is to retain legal counsel.

Drug Possession – If you or a loved one has been charged with drug possession, look no further and hire drug possession lawyers. The experts are well-versed with years of experience in this field. Drug possession charges range from simple to complex, so it’s recommended that you work with an attorney experienced with such cases. While no lawyer can guarantee you’ll win your case, having a good one on your side increases the chances of a fair trial and skilled negotiation.

Assault and Battery – Assault and battery is a serious crime, and you can rely on an assault and battery attorney for aggressive and honest defense. An expert is quite familiar with local city and the state penal codes, which works in your favor in getting the best legal help. A good attorney will help ensure your rights are maintained and protected.

Beyond this, professional criminal defense attorneys offer help in various other legal areas, too. If you have any questions, get in touch with an expert legal team. Schedule a free consultation for more details.

Assault and Battery Attorney is the author of this article on Sex Offender Attorneys.
Find more information, about Criminal Defense here