Tag: Finance

Confessions Of A Personal Finance Blogger

Confessions Of A Personal Finance Blogger

I have been trying to find out more about making money on the internet as a result of a little google ad that popped up next to one of my articles.

Since then, I have been sucked into the world of internet marketing and while I’ve learnt a lot, I can’t say I’ve really enjoyed myself. I like writing for the sake of writing and to have to keep adjusting my point of view to slant it a little towards a product I was trying to promote just took the fun out of the writing.

Not to mention having to think about these important things called keywords so google would find me. It drove me nuts trying to remember to mention a keyword, and not make the whole article sound like I was trying to mention the keyword.

But I ramble on. Actually, what happened was, I tried to create a blog on personal finance. I figured that maybe if my content was about money, maybe people would put all sorts of nice google ads about money on the site, and I could promote the internet products helping people to get rich.

I have since realised my flawed logic.
1. Money is an interesting topic. Personal finance is not. I was half-way through my blog when I learnt about this thing called doing keyword research and the number of people who actually search for blogs under personal finance are a tiny fraction of people who search for money blogs, of which there must be millions of them, mostly trying to sell something or other.

2. I don’t believe in the stuff I was supposed to be selling. I don’t believe in get rich quick schemes. But try advertising a product that tells people they can get rich slowly but surely, and in the most boring way, by saving, researching, investing etc and see how many clicks you get !

3. I changed my name of the blog from Why Money Matters – A blog on Personal Finance to Grow Rich Along With Me – The Best Is Yet To Be, and google found me ! Under “get rich blog”, google has decided I can come on its first page. Of course, once people come and visit and find out it isn’t something quick, they leave soon after. Oh well.

4. I failed a number of blogs created for the purpose of trying to make money. Actually, el cheapo me used blogger for most of them so google reviewed me and almost took one of my blogs off. Paid for another one but have since returned that !

5. My lack of savvy as a marketer became clear when I tried to sell Think And Grow Rich by Napolean Hill through Amazon.com, only to find after a few posts on it, someone else was advertising to give away a free version in the google ads next to my advertisement to sell the book !

Oh well. Have since become addicted to flooding cyberspace with blogs just for the fun of seeing them published. Have also littered the same cyberspace with articles meant to help promote my blog, but have found people read the articles, but don’t visit the blog ! Have also started a new blog on my internet marketing experience, separate from my personal finance blog, which is slowly gaining some regular readership.

Karen Cheong believes we all have it in us to be rich – really ridiculously wealthy. We just need to learn to unleash the potential.

Find out what the rich know that the poor do not. Visit http://www.whymoneymatters.blogspot.com/

Google Finance – Excellent New Website For Financial Information

Google Finance – Excellent New Website For Financial Information

Google has gotten into the financial side of the web recently. Actually they have been in it for a while but it is still in Beta. Not to worry, it is still functional. Beta to Google is like 95% done to most companies. The only thing Beta means is that they are still coming up with new ideas and new ways to present the information easily to the average visitor.

One thing for sure is that Google will bring the strength of their search engine to Google Finance. I read an interview in SFO Magazine the other day and it mentioned that they will be trying to bring together stock market charts and news that possibly caused the move. This is done sometimes on other websites, but usually weeks later by someone writing an article on it. You can bet that Google wants it to be real time or as close to it as possible. This will make it easier for the novice to see that news and which type of news can make the markets move. This is especially visible with Currencies. There are between 4 to 8 news items a month that cause the Forex Markets to move suddenly.

Another cool thing that Google Finance is going to do is have much more information on OTC or Penny Stocks on the site. I can’t find it on there now but that’s one of the reasons they are still in Beta. Things come and go and come back better or easier. If it is true that will in itself be ground breaking. I don’t know of any of the major financial sites that even remotely have data and charting on Penny Stocks.

I like that the Euro and the U.S. Dollar information is right on the top right hand section. If you click on USD-Euro it will take you to a chart with News Items labeled A through Z on the chart itself. You can see that the news items moved the foreign currency market. I’ve always liked having that sort of information correlated, since it tends to be cyclical in currencies as I mentioned earlier. The chart is flexible also if you look at the bottom of the chart you can slide the viewer wider to show a longer time frame. Just another little neat item from Google.

All in all I look forward to Google Finance being completed and fully functional with all of the bells and whistles that Google has stated will be. I am also looking forward to any and all new ideas that they will implement. Google is always coming up with new ways to do things and new ideas that link 2 or more things that the normal company hasn’t thought of. As it is they have on the front page down near the bottom the four-tabbed box called Trends. This is interesting because the first tab is Popular, and it is telling you which companies are being searched on today. That isn’t on any other website.

Check it out at http://finance.google.com/finance

I am a freethinking freelance writer currently working on a few blogs. Check one of them out at DollarCreater.com
How To Get A Finance Job From An Engineering Background

How To Get A Finance Job From An Engineering Background

“It’s something very personal, a very important thing. Hell! It’s a family motto. Are you ready Jerry? I wanna make sure you’re ready, brother. Here it is: Show me the money. SHOW! ME! THE! MONEY! Jerry, it is such a pleasure to say that! Say it with me one time, Jerry.”

-Rod Tidwell, “Jerry Maguire” (1996)

“If I’m an engineering major, how can I get into finance? Show me the money!”

I find myself answering this question a lot, possibly because I’m from a non-finance background myself. Or maybe just because everyone wants to get into finance.

How you can leverage your technical background to land a job in the jungle of finance? As a technical person right out of school, you have two ways of breaking in:

1. Get an investment banking analyst position in the technology or TMT (Technology, Media & Telecom) group of a bank. You will use none of your quantitative/analytical background and instead use your interest in the industry/work ethic to get in.

2. Get a quantitative job at a hedge fund or doing trading/fixed income at a bank. You will leverage your quantitative and probability skills to get in.

Of the two, the second is easiest for most engineers. Wall Street has never been more quantitative, and it’s only getting more quant-focused each day. Even with some recent problems in the credit market and some high-profile difficulties at prestigious funds such as Goldman Global Alpha, this trend will not stop anytime soon.

Hedge Fund And Related Jobs

On-campus recruiting for these positions is less common than it is for banking analysts, but it’s there if you seek it out. Citadel, one of the largest hedge funds in the world, does undergraduate recruiting for its rotational program, as does Jump Trading, based out of Chicago.

The good news is that if you’re an engineering major at a top university, you have a good chance of landing one of these jobs, even with no previous finance experience. If you’re in this position and go through on-campus recruiting, you need to emphasize your interest in finance because this is how they select candidates. Here’s a direct quote from a Citadel recruiter:

“To be honest, we know you’re all pretty good quantitatively… after all you got an engineering degree at one of the top programs in the country. You need to show us that you’re interested in finance because that’s what differentiates you.”

During interviews they will ask you quantitative questions but it’s crucial that you show them you have had a strong and consistent interest in finance. Have some good stories prepared, especially on personal investing and why you’re particularly well-suited to be a trader.

For trading jobs the “fit” part of the interview is even more important than it is for banking. If you don’t trade stocks in between classes and wake up early each morning to read financial news, gambling is a good hobby to mention. I was asked if I played video poker/online poker and other casino games when interviewing for hedge fund jobs. You want to emphasize hobbies/interests that show you can think about risk vs. reward.

No Thanks, I Really Want To Be A Banker

Full disclosure: you can do this, but the hours are going to be far worse than trading, the pay won’t be much better and you’ll have to do truly menial, low-value-add work. The advantage is you do have a wider variety of exit options – doing engineering and then banking sets you up very well for venture capital, for example. And the perks are nice.

As a technical person, you have several things going for you right away: no one will question your intelligence, and they probably won’t ask you brain teasers or math questions. If you can get a degree in Electrical Engineering, you can do Excel calculations in your sleep. And no one will question your attention to detail (or at least not as much as if you were an English major).

What you will need to focus on in recruiting and interviewing is demonstrating your 1) interest in finance and 2) ability to handle the hours/stress of the job, which are considerably worse than those of an engineering/tech company.

A few more specific tips: when you discuss your interest in finance you need to mention tech companies if you’re applying to a tech group in a bank. And don’t just mention Google or Facebook. These are the most visible tech companies by far, but anyone can learn about them by reading TechCrunch or by listening to friends.

You need to show real interest in the industry, which means taking the initiative and talking about less well-known companies. Before my interviews at tech groups in banks I made a list of less well-known startups/other companies I found interesting and had a story prepared around each of them. You should do the same.

As far as the second point about handling the stress/hours, as an engineering major you should have had many extended project classes… these are all good to mention, as are any internships where you launched a product that required “crunch time” at the end.

Ian Spellfield, a former investment banker, advises students and young professionals on how to get investment banking jobs and break into the finance industry from engineering backgrounds .

More Google Finance Articles

Top 10 Benefits Of B2B Marketing Archives’ Finance Email Lists

Top 10 Benefits Of B2B Marketing Archives’ Finance Email Lists

Building a Finance Email List, out the information supplied by the best finance industry email list provider, will be the best solution that you can think of, if you are looking forward to enhance the customer base for your finance based commerce. In other words, it is necessary for you to possess a detailed database about the audience who are interested in your services, products, offers and ideas. This is so because, email marketing has that potentiality to connect your brand with the most valuable customers. And if you can, my friend, launch email campaigns with the best finance email list, then your dreams will definitely turn into reality.
B2B Marketing Archives is a renowned name when it comes to offering superior email list for finance services. It completely comprehends the challenges that contemporary online marketers are facing, since the internet is spreading its wings rapidly to give digital marketing altogether a new forum. Today, let us go in depth about the benefits that you can gain from the finance email list solutions from the brand.
1. Cost Effective:
This is the best advantage why many online marketers are opting for finance industry email list providers like B2B Marketing Archives. All you need to do is purchase the finance email lists at the most competitive market rate and let a complete marketing campaign be ready to be launched for generating potential sales lead. The list will comprise details of all the interested customers who can easily profit your brand.
2. Targeted Profit:
Availing finance email list will save your precious time and hard efforts from chasing sales leads that are unresponsive and cold. All the details mentioned in the email list are collected from dependable resource and thus can guarantee with information that will bear sweet results for your finance marketing campaigns. Moreover, through these interest customers, you can as well spread your marketing message around globe.
3. Enhanced ROI:
Since finance email list will pave the path for email marketing, it will bear higher returns on investment (ROI) for you and your business. In a generation where traditional marketing tactics have failed to pay off, email marketing is increasingly catching the trend. Moreover, with a genuine finance industry email list, you no longer need to wonder whom to target.
4. Faster Conversion Rate:
With finance email list from B2B Marketing Archives, you can be assured of faster lead conversion rate. It is not possible for the whole world to know about your brand, just by your presence being made online. It is only possible to catch the attention of like-minded buyers when you will start staying in their mind through your email newsletters, messages and promotional mails. Once this is made possible, sales leads will start converting with much ease.
5. Avoid Being Categorized As “Spam”:
When you start sending emails randomly to a large mass of audience, then there are higher percentage chance of your mail being treated as spam. This situation can be avoided by making use of finance email list and segregating your customers as per your requirements.
6. Ease Of Communication:
As we all know that the internet has no set boundaries, your email campaigns can be targeted at relevant audience from any corner of the world, provided you make use of premium finance email list. Open and click-through rates can be amplified exponentially, if the subject line of your emails carry the essential hint about the offers and exclusive services your brand is offering.
7. Customer Satisfaction:
When you will start targeting customers as per the finance email list, you will be approaching only those set of audience who will be, in reality, happy to know about the financial products and services you will be offering. They will not only be attracted towards your email but will also take time to revert you back. This turn of things will be obviously positive for you.
8. Measure The Effects On Your Marketing:
At time it becomes difficult to calculate the various amount of investment you have made during the process of your marketing. But when it comes to email marketing based on customized financial email lists, you can effortlessly make an estimation of how much effect your campaigns are having on your business. It gives you a clear figure of the complete campaigns including the number of clicks made, the leads that have got converted etc.
9. Create A Perfect Image:
When you will be repeatedly offering content and details of financial products, services and offers to the concern lot, your brand will not only get noticed but will also win the trust of the audience. They will start relying on your email and the message it will carry.
10. Permanent List Of Customers:
Your brand might have a huge fan following over the Facebook, Twitter or Google+ but if for some reason these accounts get closed then you will be left with not a single customer to continue your marketing with. On the other hand, a financial email list is not like that. Once you have bought the list from best finance industry email list providers like B2B Marketing Archives, all the detailed information remains with you for all the ages to come.

Rylee William
Content Writer at B2B Marketing Archives. I have experince in writing articles for marketing services.

More Google Finance Articles

Reach Out to People on Social Media Sites to Generate Finance Auto Leads

Reach Out to People on Social Media Sites to Generate Finance Auto Leads

The traditional ways of marketing via telephone calls and advertisements in newspapers and business magazines still exists; however more and more car sellers these days are turning to the Internet in search for finance auto lead. It is because today, a rising number of people prefer to shop for cars and such other necessary items over the Internet. Thus, the easiest way to get noticed is by maintaining an online presence on the different social media sites, websites, and blogs.

Who are finance auto leads?

Finance auto leads are customers who are eager to buy a car but don’t have the money in hand for investing purpose. They look for suitable finance options to urgently purchase a car of their favorite make. All auto lending institutions looking for special finance leads must run one or multiple car leads sites containing fresh, updated content. The car shoppers looking to gather updated information about auto loans must get all kinds of car related information from your site. If you somehow manage to impress the potential customers chances are you will start getting lots of new customers thereby skyrocketing your sales and profit margin.

How to convert potential auto buyers into customers?

As an auto dealer, you must open a page on Facebook, Twitter, Linkedin, and Google+ to reach out to maximum people within a short span of time. The social media profile pages can be template-based, and must contain interesting content along with photos and videos to attract and retain the visitors. The whole purpose behind maintaining a social media profile page is to provide useful information that the potential auto buyers are looking for. The auto buyers can inquire about the newly launched cars, their prices and features, about auto insurance, auto loans, and more. As a dealer, you must provide comprehensive information about the various aspects of the automotive industry.

Why social networking?

Social media sites are also known as social networking sites. Let me explain the logic behind the term “networking site”. A user visits your Facebook page, likes your post or multiple posts, and shares the posts on his page so that all his friends and followers can see the same. In this way, a good post gets noticed and shared by a lot of people. This is the viral effect of the social media websites. Within a moment, you will see an increasing number of fans and followers liking, commenting, and sharing your social media content with their extended network of friends and associates.

To get a good number of finance auto lead, auto dealerships must explore every popular social media web platform that has a growing number of active users. Till date, Facebook happens to top the list of most popular social media website.

Social media is all about getting referrals

The main business goal behind opening pages on social media sites is to get maximum referrals. The topmost benefit of social media sites is that they help in getting lots of potential customers by making a post instantly popular.

Matthew Barredo is a market research analyst in the automobile industry who insists that social media sites can help a dealer get maximum finance auto lead that guarantee maximum conversions. In this article, he also educates readers about using car leads sites to generate maximum sale.
Online Finance Degree versus Online Accounting Degree

Online Finance Degree versus Online Accounting Degree

Online Finance Degree Versus Online Accounting Degree – Which Is A Better Degree?

If you want to develop a career which is associated with numbers and calculations, you can either opt for a Degree in Accounting or Finance. Students usually face the dilemma of deciding which path to choose from the above and on which is a better option. There are online degree programs available in both these areas which enable you to pursue the course at your own pace and convenience without discontinuing your existing job.

Pursuing an Online Degree in Accounting

An Online Accounting Degree can help you to develop a lucrative career with attractive salaries in varied industries. Most businesses require qualified accountants to ensure their sound financial health. An Online Master’s Degree in Accounting can help you to even opt for the CPA exam and get the required license. It helps you to choose from a wide variety of career paths with includes:

Auditing, Forensic Accounting, Management Accounting, Financial Accounting.

Other job options include CFO, Controller, General Accountant, Financial Analyst, Financial Planner and maybe even a CEO.

The most important benefit of an Online Accounting Degree is that you can pursue the course even while working full time. This can help you to shift your career to even areas like Management Accounting or Internal Auditing from Public Accounting. You can choose an online degree at various academic levels ranging from entry level associate’s degree to a CPA, Certified Management Accountant (CMA) and Certified Internal Auditor (CIA). These can get you very attractive salary which can increase considerably with experience. 

Pursuing an Online Finance Degree

An Online Degree in Finance can be earned from an accounting school or university at four academic levels like associate’s, bachelor’s, master’s and a PhD. With these degree programs, you can enjoy the flexibility of studying even while working.  You can develop a variety of career options like financing officer in commercial banking industry, financial examiner for government. You can even choose the insurance industry and work as claims adjuster, claims representative or underwriter.

Difference Between An Online Finance Degree And Online Accounting Degree

The basic difference between the two forms of online degrees is that a finance degree requires 130 credit hours to complete and most of the accounting degrees require up to 150 hours. Statistics indicate that an accounting degree takes longer but it can help you to pursue CPA. However, there are not many options for specialization for an Online Finance Degree.

If you are contemplating whether an Online Finance Degree or an Online Accounting Degree is better, you need to make a decision based on the career path that you want to pursue. While an accounting degree involves working with numbers, a finance degree helps you to adapt to various financial situations. However, they both offer flexibility to shift from one industry to another and offer a variety of career options.

I am a financial specialist with background in accounting, financial management and taxes. I live in NY and currently working as a freelance writer for AccountingDegreeTalk.org. Accounting Vs. Finance Degree
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