Tag: Consider

On-Premise CRM or CRM in the Cloud? – What You Need to Consider Before You Make Your Decision

On-Premise CRM or CRM in the Cloud? – What You Need to Consider Before You Make Your Decision

Customer Relationship Management Software (CRM) has become an essential component to ensuring business success. For those who aren’t familiar with the term CRM – it stands for Customer Relationship Management and is software which keeps all your customer information in one central location. This helps you to attract new customers at the same time as keeping existing customers happy. Essentially, not only will Customer Relationship Management enable you to become more efficient and effective, it will also improve the level of customer service which you can deliver, ultimately impacting on the level of customer satisfaction and therefore customer retention.

The concept of CRM in terms of storing all customer information in one place has been around for a number of years. However, the ways in which people do this varies significantly, some people use paper folders, others use spreadsheets and there are some who simply store information in their head. However, CRM software provides a central location where all information can be stored. Initially all deployments of CRM were On -Premise solutions, however, recent developments in technology mean that there is now a ‘cloud’ alternative. This has made CRM accessible to businesses of all sizes and as a result the popularity of the solution has increased significantly.

So, what is the difference between ‘cloud’ and on-premise solutions?
With an On-Premise deployment, an organisation will have the solution based on servers which are on their own site. With the on-premise option there is an additional cost associated with the investment required in new IT hardware and Infrastructure. However the benefits of the On-Premise deployment include:

» Greater control over the solution
» Total Ownership
» Easier Integration
» No Monthly fees
» Easy Configuration

However CRM in the Cloud is where you effectively rent a space on a server which is based in a secure data centre and your solution is stored on this. Although this could raise concerns in terms of data safety, modern data centres run by major providers work to stringent security standards so you can rest assured that your data is safe.

Cloud CRM solutions, deliver a number of benefits including:

» As soon as you have bought the license you can use the software
» It is quick to set up
» You are unlikely to need any additional hardware or infrastructure
» Low initial set up costs

CRM in the ‘cloud’ has made CRM much more accessible for small to medium sized businesses as it has become much more affordable. However although ‘cloud’ CRM appeals to smaller organisations, it is also used by larger organisations who are just considering implementing CRM.

Company Requirements

The term CRM covers a broad spectrum in terms of functionality, it’s therefore critically important that you know what it is you want the software to be able to. Once you know this, communicating it to a CRM specialist will ensure that you get a solution which meets the requirements of your organisation now and continues to do so in the future. Investing in a solution which doesn’t have the ability to meet your needs in the future is an expensive waste of time. However, if you have a clear idea of what the CRM solution needs to do then it will be easier for a CRM specialist to assist in recommending a solution which is right for your organisation.

Integration with other systems

This is a critical consideration when thinking of implementing a CRM solution. If you require your system to integrate with any other back office systems, then the on-premise hosting alternative is likely to be the best one for you. Integration with other systems is not impossible with the hosted platform, but there are likely to be limitations around this.

So which is the best hosting alternative?

It really isn’t a case of On-Premise being better than cloud or Vice Versa. What really is critical is that you do full requirements capture so that you can find out exactly what you need from the solution. If for example you simply need to be able to use the out of the box solution to manage your relationships with your customers then the ‘cloud’ solution will more than likely do exactly what you need it to do. However, if you would like the ability to fully customise the solution then the On-premise version is probably more suitable.

It’s important to remember that with some cloud solutions including Microsoft Dynamics CRM Onlineif you initially have the solution in the cloud, but then decide you want to bring it in house, this can be done in the touch of button and the same applies from on-premise to cloud.
How do I decide on a hosting platform?

The decision about the hosting platform will often go deeper than the companies needs. If for example you are a small company, it could be argued that that CRM in the Cloud will be the ideal solution for you and for all intents and purposes it might be. However there is a much deeper issue to consider, in terms of the investment. When you take the On Premise Solution this is something which although there is a significant upfront cost, ultimately you will own it. This is therefore considered as capital expenditure. Although there will be the initial capital expenditure, there will also be additional operational costs which will be required to run the solution, plus depreciation in the value of the hardware.

However, if you choose to go for the cloud solution, effectively you will be renting the solution – making it an operational cost. Essentially if you stop paying your monthly payment, then you will no longer have access to the solution. This is often a question for the accountant in the organisation as it will be up to them to decide what is best for the company from a cash flow perspective.

A different perspective to consider when looking into the hosting platforms is the type of cost that you want the solution to be. After all, when you decide to go for the On-premise solution, the upfront cost will be significantly larger than if you were to go for the cloud solutions. However, after you have paid the money, with the on-premise solution, you will ultimately own the software.

Capital Expenditure V’S Operational Expenditure

In terms of CRM solutions, the on-premise solutions such as Microsoft Dynamics CRM, Sage CRM and FrontRange’s GoldMine would be classed as Capital Expenditure. This is because you will pay up front for the solution and once paid for the solution will continue to work until you tell it not to. In terms of the Operational expenditure, this is what cloud solutions are. With cloud solutions, although the starts up costs are lower, you will never actually own the software and if you stop making your monthly payment the solution will stop working.

If you decide to go for the operational expenditure (cloud solutions), there will be other economic benefits which will arise other than the direct cost saving on infrastructure acquisition such as:

– The ability to get up and running quickly
– The increased productivity of the workforce.

And although on-premise solutions (the ones which are classed as a capital expenditure) give organisations the ability to customise the solution and complete ownership, it will never just be the case of a one-off capital expenditure, there will also be the ongoing operational costs of maintaining the solution, for example the cost of energy, IT admin staff and servers.

How do I find out which solution is best for me?

To really find our which CRM solution is best for you; you need to find an Independent CRM specialist. Not only will they be able to give advice on which is the best hosting alternative for you, they will also be able to give advice on which CRM solution best suits you requirements. If you go to a company which one sells one CRM product they are obviously going to tell you that their product will match your requirements. However, If you go to a CRM Specialist, the first step they will take will be to undertake a detailed requirements capture, this is where they will find out exactly what you want your system to do, how your business operates and who needs to access the solution.

Whoever you choose as a business partner, make sure they don’t see CRM as an aside to their core business. Also check they offer a full range of services, and do not just supply software and installation.

For more information about cloud or on-premise CRM contact Concentrix on 01509 410500 or email info@concentrix.co.uk

Rebecca Rooney works for Concentrix, a UK CRM specialist that offers on-premise and cloud CRM software including Microsoft Dynamics CRM, Microsoft Dynamics CRM Online and others.

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Top things you need to consider before applying for bad credit car loans

Top things you need to consider before applying for bad credit car loans

We know that the credit ratings of most of the people are very badly affected because of economic recession. But in spite of the bad credit, if you intend to buy a car, you can easily avail bad credit car loans. This is mainly because your car is used as security for the loan. Though bad credit car loans are available, they are usually at a higher rate of interest. If you wish to own a car with an adversely affected credit history, there are certain factors which you can take into account before getting a fair deal.

1. Try improving your credit rating
Your credit report is the first thing that should come to your mind when you think about applying for bad credit auto loans. Your credit score will give you a fair idea about your rating. If possible you must try to improve your ratings as this will help you in getting a better deal as far as your bad credit car loans are concerned. One of the ways in which you can improve your credit rating is by paying down your previous debts. This will enhance your attractiveness to the potential lenders. Thus by making an effort towards improving your credit rating, you would enhance your chances of having higher amount of bad credit car loans at lower rates of interest.

2. Knowledge of the different auto-financing companies
When you plan to buy your dream car through bad credit auto loans, you must have basic knowledge about the different types of lenders and the automobile companies that you can choose from. There are some lenders who will submit your loan application to different auto financing companies while there are others who lend directly through their own bad credit auto loan programs. You must do your basic research and keep yourself informed about all the available options so that you can choose the one that is suitable for you.

3. Accurate information about the vehicle and its dealer
Once you are aware of the various auto-financing options and have made up your mind to get the vehicle from a particular automobile dealer, you should gather accurate information about dealer and also about the vehicle you are planning to buy. Before applying for credit car auto loans in order to make your dream car a reality, you should be very well aware of the model of the automobile, its price, features, safety, mileage, maintenance cost and so on. You should also ensure that the dealer from whom you are planning to buy your car through bad credit car loans are reliable and authorized

4. Bankruptcy
For those of you who have faced bankruptcy just recently, can get comparative quotes from different dealers and opt for the best possible interest rate. It is always better to wait for at least two years before applying for bad credit auto loans after bankruptcy. This is mainly because, within two years immediately after bankruptcy, the rate of interest charged would be much higher than what it would be after two years.

Auto Credit Max provides huge selection of cars, trucks, vans, and SUV’s through several of their dealerships. They have plenty of available financial options for good credit, bad credit car loans and even no credit. If you are looking out for bad credit auto loans, please feel free to visit www.autocreditmax.com

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Things To Consider Prior To Buy Home Insurance In Dubai

Things To Consider Prior To Buy Home Insurance In Dubai

In recent years, the UAE insurance market has grown with enough proportion of foreigners, and it is significantly higher than the national. In Dubai there are many private insurance companies that provide both health insurance and property insurance. Getting home in magical city is really like dreams come true, but buying a home is not enough, you also have to insure it from any unexpected circumstances like fire or burglary. There is a huge choice of home insurance in Dubai that offer the best rate in fire insurance in Dubai.

In a country like Dubai, it is mandatory to check out certain thing before buying a home insurance policy in Dubai.

It is desirable to study the market and the average price of insurance,

Check your financial capacity and reputation of the insurance company too.

If the terms of the insurance of a particular insurance company is not very clear, or you do not decide what risks should insure long as you are in the UAE, then first check out which insurance risks are covered by an existing insurance in your country, maybe you already insured it so you don’t need to buy double insurance covering for the same risks.

By themselves, the insurance terms in different countries is not much different, but by what amount is required to insure that anything can be very different.

Before buying home insurance in Dubai that covers fire insurance in Dubai it is recommended to seek professional advice from experts in order to determine accurately the actual insurance needs.

Along with home insurance, many insurance companies provide fire insurance also. An insurance company that provides fire insurance in Dubai covers insurance, including damage to property caused by the direct action of fire, smoke, or the means used to extinguish or contain the fire, debris removal and damage by the explosion damage effect of lightning. Fire insurance in Dubai offers two types of insurance:

Fire insurance of structure that covers structure, including fixed elements (like walls, floors and ceilings, etc.) which is well used as residences or businesses in general.

Fire insurance of contents that can protect your own content of a trade or industry (office equipment, shelving, goods, inventory, etc).

In general, home insurance in Dubai depends on the choice of how much amount should be covered and what unexpected expenses should be covered, for example, payment of your stay elsewhere during the renovation of house, legal fees, etc. rests solely with the insurer.

Platinum Insurance Broker LLC is one of the leading Home Insurance Broker in Dubai, which helps you to select the best Home Insurance in UAE at the very reasonable price.

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Online Dating and Important Things You’ll Want to Consider When Dating Online

Online Dating and Important Things You’ll Want to Consider When Dating Online

We have come a long way in this day and age when people are able to connect online with other people hoping to find love. Online dating is one of the best things to come along since sliced bread. It’s very easy to use, I mean think about it, all you have to do is find an online dating site you like and register. The whole process is very simple and if you’re having a hard time choosing one here are some ways to help you make that all important decision.

* Ask friends or people at work about different sites and what they have experienced.

* See where other people have had success in meeting quality mates online

* Does the online dating service have a good reputation? More than likely these will be the ones you have seen on TV commercials or in magazines etc.

this will get you going when it comes to online dating. If you are going the paid route you’ll be able to make a choice from many alternative sites that are all fighting for your business.

Doesn’t online dating mean I’m a social reject?

Online dating used to carry thing stigma for sure. There was a time where people may have been to ashamed to admit they were even considering using such services, because they felt they would be made fun of or called a loser. But the stigma has been removed and now online dating is more popular then meeting people any other way. Also, there are a lot of people who hate meeting people at bars and nightclubs. These two venues are not everyone’s scene. Here are people who can stand to benefit the most from online dating.

* Individuals who work dull hours and do not have the time to meet any one any other way

* People who are somewhat shy and like to get to know a person first

* People who simply want more options when it comes to dating, traditional dating doesn’t do this

* People who want to ask questions they would never have the nerve to ask if they were in person

* People who don’t get out much and are looking to meet someone

* People who want to meet people who share their same interests and likes

There are several reasons why individuals choose online dating services. You no longer have to feel like a social outcast if you join a dating service. Online dating has come a long way and is a very trendy thing to do and a easy and great way to meet people.

One important thing you’ll want to consider

Before you going joining a service you will want to ask yourself why you are choosing to do using online dating. There are two different types of people that join dating services, one is the person that is serious about finding a partner and the other is someone that is looking for friends and a good time. Below is a list of what individuals using online dating are looking for.

* Casual friendship with people who share interests

* Casual dating

* Casual sex

* Possible long term relationships

* Just fun

Deciding which camp you fit into is important. This will help you get the most out of the experience of online dating.

Learn more about free dating services. Stop by Amanda Martin’s site where you can find out all about free dating sites and what it can do for you.

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What Points You Should Consider When Choosing A Drug Rehab Program In Rhode Island

What Points You Should Consider When Choosing A Drug Rehab Program In Rhode Island

There are various kinds of the drug rehab program in Rhode Island. It is very common that while selecting one of them for taking treatment, many can go wrong and select a wrong rehab center. Selecting a wrong rehab just means that the chosen rehab may not be suitable for the kind of treatment they were looking for. This happens due to the ignorance of the people about the overall drug rehab centers and the drug rehab programs conducted by them. Here, we try to help you by listing some of the points that you must not neglect while choosing a drug rehabilitation program in Rhode Island.

1. Know in detail about the kind of program the rehab center will provide: This should be the first thing that you should be done by you. Overall all the drug rehab programs appear to be the same but it is not the case. Each drug rehab program is unique in its own way. That is why the rehab program should be chosen as per the conditions of the addict. Knowing the program in drug rehab program in Rhode Island in detail will also be helpful in making the mindset of the addict ready towards the treatment.

There are two methods in which you can find out about the drug rehab program. One way is to personally visit the rehab center in Rhode Island and know the details. The second method is to search on the Internet. The website of the treatment center will have enough information to guide you about the treatment program. You can get the information by reading the FAQ section and the About Us section. You will also get contact information about that rehab center and you can communicate with them over phone or via email and know the details.

2. Find if the rehab center in Rhode Island has any associates: You will be thinking what you have to do with finding how many affiliates the rehabiliation center in Rhode Island has. But in actuality this point should not be overlooked. The rehab centers depend on other centers, as the nature of the drug rehab program is very vast. The rehab centers do send their patients to an outside rehab center for getting a specialized detox treatment done or may be for an aftercare program. If the rehab center has many interconnections with other rehab centers then the rehab center will definitely provide better facilities to the patient and look for giving the best treatment for them.

3. Check that the rehab program in Rhode Island has qualified staff: While selecting the rehab center in Rhode Island, checking this point is also very important. You should also check the qualifications of the treatment providers too. Many people do not take this point seriously. The staff and the health care providers all should have a qualification from an organization like the American Society of Addiction Medicine. An experienced and qualified staff will provide better treatment and care for the patients.

4. Arrange for the funds and check if your insurance company will cover for the treatment or not: Insurance companies do cover some part of the treatment but they will not cover the entire treatment expenses. The insurance companies have many rules regarding this and you should know about them for claiming medical expenses after the treatment. Take time out and visit the insurance company before deciding on selecting the rehab program in Rhode Island.

5. Know what the aftercare treatment provided by the rehab treatment center is: The aftercare treatment plays very important role in the patient’s life. In this stage only the patient travels the road to recovery. In this program the mind of the patient’s gets trained to stay out of addiction and control the urge of addiction if in case it arises. Hence you should consider the aftercare treatment provided by the rehab center in Rhode Island.

The aftercare treatment will be different in different treatment centers. Some will follow the methods like Yoga, acupressure and some will follow the holistic approaches. Some aftercare treatment programs will use relaxation therapies and breathing methods to teach the patient how to control their mind.

A proper counseling program in aftercare will play a major role in the recovery process. You should check out the counseling program that will be available for the patients in aftercare. Some of the rehab centers will also arrange for a family-counseling program in aftercare, where the family will learn how to cope with the treatment process and how they can give their support to the patients.

To read more informative articles like this one on drug rehab program in Rhode Island, visit http://www.floridadrugrehab.net/rhode-island.
Some Things To Consider In Your Quest For The Best Online Dating Service

Some Things To Consider In Your Quest For The Best Online Dating Service

Welcome to the newest and easiest matchmaking phenomenon of this era – the online dating service!

The online matchmaking service is the newest and the easiest way to meet new people from different places – whether for dating men and women, friendship, business partners, or partners in life. You do not need to waste your precious time sorting through your telephone directory or joining different dating games on television just to find that dream date, or to look for new friends to talk to and to be with. Simply log on to the Internet, sit back in front of your computer, and start browsing profiles of different people straight away.

Because of the sudden boost in popularity of online dating services, you will find that there are now a multitude of online dating sites. Understandably some people may get confused as to what is the best online dating service that will cater to your purpose. This confusion may also cause you to want to give up (if you do not have enough patience) and return to the old traditional ways of meeting new people.

Internet dating, free online dating, Internet singles dating, and dating personals. These are just few of the possible variations of online dating services.

Take note: These are just few of the possible variations. In other words, there are still many variations of them and you can expect that the network will grow as the time pass by.

Still scratching your head and wondering what the best online dating service is for you? Please read on and use the criteria that will be discussed in this article to help you find the best online dating service that will enable you to find the partner you are looking for.

1. Think about your Expenses

Remember that not all online matchmaking services are free. Sometimes, online dating services that offer membership fees provide the best dating service to its members. If you prefer dating services that require membership fees, always think of the expenses you might incur. Determine if you are willing to spend for such service and that you can pay your membership dues on time. If you think that you cannot afford to avail of the services of paid online dating services, you might consider free online dating services.

2. Always Seek for Invaluable Recommendations

If this is your first time dating online, it is wise to ask for some recommendations from your friends or relatives who have already tried different online dating services. You may be able to come up with some ideas from their recommendations.

3. Do some Research

Since you are dealing with online matchmaking services, why dont you use the Internet to search for the best dating services? You may use major search engines to locate them. In addition, you may also base your search on your own interests. There are various online dating services that cater to specific needs such as sexual preferences, religion, inter- or intra-racial affiliations, and others.

Features of the Best Online Dating Service

To guide you further in your selection, here are some of the features to consider when looking for the best online dating service:Privacy – some of your personal details will not be divulged to other members of a particular online dating service for security purposes. You may check their privacy terms for additional information about this feature.Messaging and chat service – this feature enables you to send instant messages to individuals of the same interests as yours without divulging your email address and other important personal details.Statistical reports – this feature enables you to track down the individuals who have sent you messages, viewed your personal profile, or bookmarked your personal page.Local dating match – if you want to find matches within your locality, this feature should be included in your criteria for the best online dating service. You do not have to travel abroad or to other parts of the country just to meet your match personally.4. Grab a Free Trial

Paid online dating services generally offer a free trial of their services. You may take advantage of trying their services for free and see if it can actually help you in your quest for the perfect date. Furthermore, this will also give you an idea of the potential mates that you will be able to meet before signing up to any dating service.

I hope this helps you in your quest for the best online dating service and that you are able to start filling your dull love life with happy memories!

Consider Day Trading Training To Gain Market Advantage

Consider Day Trading Training To Gain Market Advantage

There are several markets for day trading like currency, stocks, futures and commodities. Many people have heard the buzz about day trading. They have all heard the stories of fortunes being made and lost. With day trading accessible to anyone with a phone or Internet connection, along with the lure of tax free trading it is becoming more popular then ever. With its ever increasing popularity, many more people are asking themselves, what is day trading? Day trading is a style wherein traders either sell all long positions are sold or cover short positions at the end of the trading day.

Some Facts You Should Know In Day Trading:

1. Day traders typically suffer extreme financial losses in their first months of trading.
2. A disciplined day trader can make more money faster day trading, and with less risk, than the average stock trader.
3. In day trading, you usually finish the day with cash in hand, to avoid holding any risks.
4. Most of the day trading systems have about one to three trades each day.
5. One of the biggest enemies of a trading system is transaction costs.

Some Benefits Of Day Trading:

1. One of the benefits of day trading is that since the positions are closed at the end of the trading day, any sudden news of events doesn’t affect the opening prices of trading.
2. The main advantage of day trading is that one’s stock positions are not held beyond the current trading day.
3. Secondly, day trading allows for lesser speculation as the trader may not see a lot of variation in the values during a span of a day.
4. Awareness regarding day trading stock picks allows a day trader to gain maximum returns from the market.

Some Tips For Day Trading:

1. Like all broker-dealers, day trading firms must register with the SEC and the states in which they do business.
2. One point to remember in stock market day trading is that there is a limit on the gains from a single share.
3. If you plan to invest your money in day trading, make sure you do not put in all your hard earned savings in one go, as this might prove to be quite dangerous for you.
4. In order to use several markets simultaneously, good trading software should be able to open several windows by dividing the screen.
5. Follow the day trading system rule by remembering the number of open positions.

The Forex Trading;

Forex Trading generates a volatility of 500 versus 60 to 100 in liquid stocks, and there are no transaction fees or commissions in the trading of currencies. Day trading, despite differences in times zones throughout the world, is also popular because the forex market remains open 24 hours a day. There are many forex-trading companies that can train you for day trading so that your transactions are not reduced to gambling.

Trading Software:

Good trading software could cost as much as $ 1,000, but it ensures high-quality service by helping the user to develop and check indicators under different scenarios. Trading software is not only important but necessary to survive in today’s competitive market.

Some Trading Media:

1. While there are many day traders who do their trading using only the computer, there are others who trade using telephone and mobile phones.
2. The computer age and the Internet revolution are the foundation for electronic day trading.

Day Traders Should Be:

1. A person is considered a day trader when they can accomplish four or more day trades in a five business day period and has two unmet day trade calls in 90 days.
2. In day trading, the trader does not hold stocks until the next day; instead dispose it off by the end of the day.
3. Day traders are more particular with buying and selling not the bottom line.

For more information, visit http://www.daytradingabc.com/