Choice Mortgage Bank: A Bank in a need is a bank indeed

Choice Mortgage Bank: A Bank in a need is a bank indeed

We are aware of the fact that most of the time, you have to go through time consuming and stressful procedures in order to get loans. Nonetheless, since we consider your time as well as your efforts as precious, we intend to help all our customers in carrying out the procedures of mortgaging their property or belongings and getting loans. Established in 1995 and located in South Florida, we have served the needs and expectations of the people in this area for almost past two decades. We primarily specialize in providing loans based on residential mortgage lending.

The first thought that strikes is whether we can provide you with suitable justifications based on which you can decide whether to switch over our services. Since we are concern about your requirements and needs, we consider and approve of your special needs during the time of emergency or adverse credits. The current mortgage rates in Florida range from 4.20% – 4.25% in case of a 30 year fixed. The average mortgage rates for a 15 year fixed ranges from 3.20% – 3.25% in Florida. Average mortgage rates for 5/1 ARM ranges from 3.30% – 3.35%. However, we consider certain clients in case they are in special requirements or emergency. We use effective mortgage calculator Florida, with the help of which we decide upon the monthly installments of any particular home mortgage loan. We calculate the rate based on buyers’ down payment percentage and price of sales of the house.

You will be happy to know that we are capable of approving certain loans, which other banks may not be able to do and in a time effective manner. Since we understand your requirements as well as your dream of having your house, therefore we make use of our Approvals Express (our initial approval system), thereby allowing the pre-approval within few minutes. This eventually grants you with the scope to start looking for houses with the help of your chosen real estate agent. It’s important for you to know that we offer you with adjustable rate mortgages, fixed rate mortgages, jumbo loans as well as FHA or VA loans. In addition to all these facilities, we also provide extensive customer service to our clients because we believe in serving them to our fullest potential. We focus on building strong long-term customer relationships, thereby providing highly satisfying mortgage services to them. In fact, we provide highly effective personalized services to each of our customers, especially when they are conducting with the bank.

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